Explainers
Short, sourced answers to common questions about insurance prices in Australia. Each explainer lists its primary sources.
The main types of personal insurance in Australia, what each covers, and which of them this site covers.
Last reviewed 4 November 2026
What the price data show, and the cost pressures reported by regulators and industry bodies.
Last reviewed 3 November 2026
How the ABS measures insurance prices, insurance’s weight in the CPI, and how much it adds to inflation.
Last reviewed 4 November 2026
How insurers price natural hazard risk, what recent disasters cost, and what the cyclone reinsurance pool showed about reinsurance and premiums.
Last reviewed 4 November 2026
Affordability stress, underinsurance and non-insurance are different measures. What the latest estimates show.
Last reviewed 4 November 2026
What regulators found about renewals, payment options and mitigation, and where to get help. General information, not advice.
Last reviewed 3 November 2026
These explainers provide general information about how insurance works. They are not financial product advice and do not recommend any insurer or product.